Roof financing
A new roof shouldn't wait for a perfect bank balance. Every option below is with approved credit.
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- Financing available $0 down, with approved credit. Click here for financing
- $0 down, with approved credit
- 0% financing for 12 months, with approved credit
- Payments of about $176 a month on $15,000 (12.99% APR, 240 months), with approved credit
- Approval as quick as 60 seconds, with approved credit
- Soft credit check, with approved credit
- No prepayment penalties, with approved credit
Estimate your monthly payment
a month
at 12.99% APR, $0 down, with approved credit.
a month
pays it off within 12 months at 0%, with approved credit. All rates and terms are presented to you in writing before you sign anything.
Check My OptionsSoft credit check, approval in as little as 60 seconds.
An estimate, not an offer of credit. Payments are rounded up to the next dollar. Financing is with approved credit. Promotional rates and terms are not guaranteed and can change at any time. Payment example: $15,000 financed with $0 down at 12.99% APR for 240 months is 240 monthly payments of $175.63. 0% financing for 12 months is a promotional offer from the lender; the terms that apply after the promotional period are set by the lender. We work with more than one lending partner, and the rates and terms you are offered are set by the lender you are approved with, not by Patriot Roofing and Restoration. All rates and terms are presented to you in writing before you sign anything.
How our financing options work
We work with more than one lending partner, so you can compare offers side by side and pick the monthly payments that fit your budget. Checking your options uses a soft credit check, and approval can come back in as little as 60 seconds.
Your credit score and the loan amount you need both shape which offers you see. The loan terms you are offered are set by the lender you are approved with, not by Patriot Roofing and Restoration, and they are disclosed to you in writing before you sign anything. Ask your lender about prepayment terms before you sign.
Many homeowners compare consumer financing through our lending partners with roofing loans, personal loans or home equity loans from their own bank, and you are welcome to. With any of them, check the interest rate, whether it is a fixed rate, and any equity requirements before you sign. Our lending partners disclose all of that in writing first.
Four steps from quote to new roof
- Get your quote. Your replacement inspection ends with a written price for each package.
- Check your options. Use the form below. A soft credit check does not affect your score, and approval can come back in as little as 60 seconds.
- Read the terms. The lender you are approved with discloses the rate, term and monthly payment in writing before you sign.
- Schedule your roof. Once you sign, we set your install date.
Financing covers more than full replacements. Roof repairs of $1,000 or more qualify for $0 down and 0% interest for 12 months, or low monthly payments, with approved credit. See our roof prices and roof repair cost pages for what most projects run.
Check your financing options
Financing questions
Does Patriot Roofing and Restoration offer financing?
Yes. We offer financing with approved credit through more than one lending partner: $0 down, 0% financing for 12 months, or payments of about $176 a month on $15,000 at 12.99% APR for 240 months.
What can I finance?
Full roof replacements, and roof repairs of $1,000 or more. Repairs of $1,000 or more qualify for $0 down and 0% interest for 12 months, or low monthly payments, with approved credit.
Will checking my options hurt my credit?
Checking your options uses a soft credit check, and approval can come back in as little as 60 seconds.
Who sets the rate and terms?
The lender you are approved with, not Patriot Roofing and Restoration. Your full terms are disclosed to you in writing before you sign anything.
Can I finance a roof with bad credit?
Approval is decided by the lender, not by Patriot Roofing and Restoration. Checking your options uses a soft credit check, and because we work with more than one lending partner, you can see what you qualify for before you decide. Financing is with approved credit.
Can I pay my loan off early?
Prepayment terms are set by the lender you are approved with. Ask your lender about prepayment terms; they are presented to you in writing before you sign anything.
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